As a young adult, getting life insurance may not be at the top of your to-do list. However, life insurance is a valuable and necessary coverage to have even in your 20s and 30s.

The average annual healthcare expense per insured individual ranges from $3,800 for 19- to 34-year-olds to $13,000 for retirees. Should you consider utilizing a HSA or HRA to help offset these costs?

You probably learned in college, that procrastination is usually not the best way to do your best work. Do you procrastinate with your finances, as well? These five tips can help you to overcome this bad habit.